Do I need a financial advisor/coach?
Absolutely not! I dug myself out of debt and created spending habit change on my own without an advisor, and I believe you can too. I believe it so much that you can find a list of books I personally read and recommend below. If you scroll down a bit you’ll also see the financial flowchart I created and use in my practice to guide client cashflow.
That being said, I know some changes are just easier when you have a little help. While a personal trainer is not mandatory for getting into shape, personalized guidance from a professional can help you see results much more quickly. If you’re ready to invest in a financial advisor, schedule a meeting at the top right!
Read me if you want to value your time and spend more consciously.
Read me if you feel like you could have a healthier relationship with money.
Read me if you know what you want to change, but you can’t seem to do it.
Read me if you need FLF - style handholding for free.
Read me if you are ready to hit the ground running and want a playbook. *FLF favorite
The Funded Life Financial Flowchart
The Funded Life Financial Flowchart shows how your money should flow through your paystubs and into your personal accounts. It is the basis of FLF’s “automate to optimize” your financial life - what exactly does that mean?
I strongly believe there is freedom in structure. Now, that might give George Orwell’s 1984’s “War Is Peace. Freedom Is Slavery. Ignorance Is Strength.” vibes, but I promise that’s not what we’re going for here. Think more along the lines of Benjamin Franklin’s “If Fail to Plan, You Are Planning to Fail”.
Once we have your goals outlined, we determine where your dollars should go, and the FLF Flowchart directs your dollars on your behalf. You get to live your life knowing your money is going where it will work best for you. The Guilt Free Spending is my favorite part - each payday you get to spend as much as you want from that account without overthinking it, because you know everything else (your bills, debts, savings, and investing) are automatically being taken care of for you!